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We profess outrage each time we learn that yet another student-athlete has been taking money under the table.

But the real scandal is the very structure of college sports, wherein student-athletes generate billions of dollars for universities and private companies while earning nothing for themselves.

The average rate for a 30-year fixed mortgage is expected to be 4 percent in 2017, compared with this year’s near-record low of 3.6 percent. The typical seller now waits an average of 10 years to move vs. Instead, homeowners are making their current residences a dream home, spending $3.9 billion on home remodels during the first seven months of 2016.

That’s the highest amount in numbers dating to 1988, industry figures show.

Market fundamentals support increased sales, Appleton-Young said.

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